Categories: EPoS Investment




Unlocking Growth: Drive Your Retail Business Forward with Leasing

Published On: 22 January 2024By 5.3 min readCategories: EPoS InvestmentTags: , , , , ,

In times of economic downturn, the retail sector can be hit hard. Where we see trends of consumers being strategic about their spending, retailers are often having to do the same. The natural reaction when sales are down is to batten down the hatches and buckle up for some lean times ahead. Retail businesses have to make choices in order to make the best strategic move. One key strategy for propelling your retail business forward is leasing your EPoS (Electronic Point of Sale) solution. In this blog post, we’ll explore the numerous advantages of leasing and how it can help you overcome the concept of ‘innovation debt,’ ensuring that your business remains competitive and at the forefront of technological advancements, despite uncertain financial times.

What is Innovation Debt?

‘Innovation debt’ is a double-edged sword for any organisation. When businesses are faced with the accumulating obligation to cover the cost of maintaining and supporting legacy systems, they also incur the costs of lost revenue due to their lack of innovation. Essentially, the longer a retail business tries to cling on to existing systems (while they inevitably become more and more outdated) the gap between surviving and thriving widens. The longer a business avoids the need to invest in new technology, the larger the innovation debt becomes.

Overcoming Innovation Debt

According to Retail Gazette, retailers find themselves in innovation debt because the business has failed to evolve with changes in the digital age. Simply put, retailers can often stand still in challenging times believing that this is the best way to ‘survive’ until better times return. The truth is, forward-thinking retailers are the ones which will not only survive, but thrive in challenging times.

One solution to overcoming innovation debt and avoiding the mounting costs of maintaining ‘failing’ legacy systems, is to invest in new technology as soon as possible. Investing in a new EPoS solution doesn’t have to mean a huge investment of capital. A solution which allows you to retain your capital and drive your business forward with innovative technology is leasing.


The Pros of Leasing for Retail Businesses:

Risk Mitigation:

Leasing provides an excellent avenue for businesses to adopt cutting-edge technology without the burden of a significant upfront investment. This risk mitigation is especially crucial in an industry where staying ahead of the competition requires constant innovation.

Financial Flexibility:

Leasing allows businesses to allocate capital more efficiently. Instead of tying up large sums in equipment purchases, you can spread the cost over the lease term, freeing up capital for other strategic investments and operational needs.

Latest Technology Adoption:

In the fast-paced world of retail technology, staying current is vital. Leasing enables businesses to regularly upgrade to the latest EPoS solutions without being constrained by obsolete equipment. This ensures that your retail operations are always equipped with the most advanced and efficient tools.

Avoiding Innovation Debt:

Innovation debt refers to the cost a business incurs by neglecting technology upgrades, leading to a backlog of outdated systems. Leasing helps businesses avoid accumulating innovation debt by facilitating a continuous cycle of equipment upgrades, ensuring that your technology infrastructure is always up to date.

Strategic Growth Opportunities:

Leasing provides the flexibility to scale your business operations in alignment with growth strategies. Whether you’re opening new stores or expanding your product offerings, leasing allows for seamless adjustments to your EPoS solutions, supporting your business expansion without risking the innovation debt cycle.

Tax Advantages:

Retailers leasing their EPoS solution can benefit from tax advantages, as lease payments are tax deductible. As direct operating expenses, retailers can write off payments as direct operating expenses and claim back the VAT.

Leasing with RMS

At RMS we want our customers to be able to break the innovation debt cycle and benefit from the latest retail technology. Our solutions are designed to get your business ahead of the competition with state-of-the-art features, designed to drive your business forward. That’s why we’ve partnered with Bluestar leasing to offer our customers the opportunity to invest in the best retail solutions, without the upfront capital.

You can benefit from:

  • Having the latest EPoS technology right now – and paying later.
  • Paying smaller instalments to spread the cost of your investment.
  • Preserving your working capital.
  • Writing off payments as operational expenses and claiming back the VAT.
  • Not depreciating your equipment. Your leased equipment isn’t on the company balance sheet.
  • Terms to suit your business – we offer flexible agreements from 2 to 5 years, allowing you to upgrade or settle during any point of your term.
  • An alternative to credit – your lease agreement won’t affect existing lines of credit.
  • A choice of solutions from RMS and Bluestar. We offer finance lease, hire purchase and loans.
  • Financing your entire EPoS solution, including the associated services.

To obtain an instant lease quotation from RMS and Bluestar, you can use our Lease Calculator to get your business one step closer to the perfect EPoS solution.


In the face of economic uncertainty, retail businesses are navigating challenging times where strategic decision-making is essential to avoid falling behind. The natural inclination during sales downturns may be to brace for lean times, but innovative thinking and strategic investments can set your business on a trajectory of not just survival, but thriving. One such strategic move is embracing leasing options for your EPoS solutions, providing a gateway to growth while overcoming the looming threat of ‘innovation debt.’

Standing still during challenging times is not a survival strategy. Leasing with RMS offers a compelling solution to overcome innovation debt, enabling businesses to invest in cutting-edge technology without the weight of a substantial upfront investment.

At RMS, our partnership with Bluestar leasing ensures that our customers can break free from the innovation debt cycle, benefiting from state-of-the-art retail technology. With flexible terms and various financing options, our leasing solutions empower your business to stay ahead, drive innovation, and thrive. Unlock growth with RMS, where innovation meets opportunity.

Why Choose RMS?

RMS have worked with ambitious businesses since 2004, supplying tailored software solutions and EPoS hardware from the Shetland Islands to the Seychelles. We work with businesses in most retail verticals, contact us and discover how we can support your business to increase profits with the latest technology.

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