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RMS Marketing Team
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Low Merchant Processing Rates UK | Save on Card Payment Fees
Rising card payment fees are becoming a serious profit drain for UK businesses. Many SMEs are paying far more than they should, often without realising it. With card payments now the default for customers, even small differences in merchant processing rates can cost thousands of pounds each year.
Why UK Businesses Are Overpaying on Card Payments
- Complicated pricing structures that are difficult to compare
- Hidden charges buried deep within monthly statements
- Long contracts and slow onboarding from traditional providers
What Are Merchant Processing Rates
- Interchange fees paid to the card issuer
- Merchant Discount Rate charged by the payment provider
- Additional charges such as terminal rental, statement fees and chargebacks
How we Help UK Businesses Save
- Lower card processing rates with savings of up to 30 percent compared to many traditional providers
- Fast onboarding so you can start taking payments quickly with minimal paperwork
- Transparent pricing with no hidden fees or unexpected charges
- Dedicated UK‑based support from a team that understands retail and hospitality
Real Savings Example
A retail business processing £10,000 per month in card payments could pay around £170 per month at a standard 1.7% percent rate. Switching to BreathePay at 0.75% reduces fees to £75 per month. That is a saving of £1,140 per year from card processing alone.
For businesses with higher transaction volumes or multiple sites, the savings increase significantly.
Frequently Asked Questions
No. BreathePay offers fast onboarding and guided support to ensure minimal disruption and no unnecessary downtime.
No. BreathePay pricing is fully transparent. You pay exactly what is agreed with no surprises.
Retail, hospitality, ecommerce and SMEs of all sizes can benefit from lower rates and faster onboarding.
Conclusion
See how we can help and request a free rate comparison today:
https://rmspos.co.uk/merchant-services-with-breathe-payments/
Why Choose RMS?
RMS has supported ambitious businesses since 2004, delivering tailored software and EPoS hardware from the Shetland Islands to the Seychelles. We work across most retail & wholesale verticals, contact us to see how we can help empower your staff with intuitive EPoS.
Let us show you how OpSuite EPoS turns onboarding and user experience into your greatest strength.
Information correct at the time of publication.
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