BreathePay vs Traditional Merchant Services: Better Value for UK Businesses
Why merchant service choice matters for UK businesses
In our last blog, we discussed how rising card payment fees are becoming a serious profit drain for UK businesses. In this article, we explain why choosing the right merchant service provider is so important.
For UK businesses, selecting the right provider has a direct impact on both costs and efficiency. According to recent UK card payment trends, card payments now dominate how customers pay. Traditional providers often come with high fees, hidden charges and slow onboarding, making cost and transparency critical factors when comparing options.
BreathePay offers a clear alternative with transparent pricing, faster setup and dedicated UK based support.
Feature by feature comparison
| Feature | Traditional providers | BreathePay | Benefit |
|---|---|---|---|
| Merchant processing rates | 1.7% average, hidden fees | 0.75% standard, fully transparent | Save up to 56% annually |
| Onboarding speed | Up to a week | 24 to 48 hours | Start accepting payments faster |
| Customer support | Email or overseas call centres | UK based, friendly support | Quick issue resolution |
| Pricing transparency | Complex statements, hidden fees | Clear, simple pricing | Avoid unexpected costs |
| Contract flexibility | Fixed long term contracts | Flexible terms | Freedom to switch without penalties |
Benefits of switching to BreathePay
- Cheaper card processing lowers operating costs
- Faster onboarding improves cash flow and reduces setup hassle
- Transparent pricing eliminates surprises and simplifies budgeting
- Dedicated UK support provides reassurance during the transition
Savings breakdown example
For a café processing £15,000 per month in card payments, the difference is clear:
- Traditional provider at 1.7%: £255.00 per month
- BreathePay at 0.75%: £112.50 per month
- Annual saving: £1,710.00
Across multiple locations or higher transaction volumes, these savings can significantly improve profitability.
Conclusion
Choosing a provider aligned with payment services regulation in the UK helps protect your business and your customers.
BreathePay delivers clear financial benefits, faster onboarding and better support, making it a strong choice for UK SMEs across retail, hospitality and e-commerce.
Request a free rate comparison and see your potential savings today:
https://rmspos.co.uk/merchant-services-with-breathe-payments/
Why choose RMS?
RMS has supported ambitious businesses since 2004, delivering tailored software and EPOS hardware from the Shetland Islands to the Seychelles. We work across multiple retail and wholesale sectors. Contact us to see how we can support your business.
Discover how OpSuite EPOS improves onboarding and user experience for your team.
Information correct at time of publication.
of publication.
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